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EXCLUSIVE WHOLESALE RATE

Wholesale Card Processing at 1.25%

Direct wholesale interchange access. Keep 98.75% of every transaction. Built for scaling businesses that are tired of paying inflated processor markups. Next-day payouts included.

Lock In Your Rate Check Compatibility
Excited Business Owner Saving with Zend
NATIONWIDE CARD PROCESSING

Stop Giving 3% of Your Hard-Earned Revenue Away.

Square and Stripe charge a flat 2.9%+. Switch to Zend and capture our ultra-low debit rate of 1.25% + 25¢. Built for local small businesses.

Calculate Your Savings Consult an Expert
1.25% Debit Rate
Next-Day Payouts
85% Avg Debit Share
Zend Realtime P&L Dashboard
💰

Next-Day Payout Enabled

Settled in bank by 6:00 AM

Zend Replaces Legacy Payment Gateways:
Square
Stripe
Clover
PayPal

See What You Save Instantly

Most small businesses see their processing fees cut in half because 85% of customer transactions are made with debit cards.

$
$1k $100k $250k
$
$0 $12.5k $25k
Monthly Transactions 857
Estimated Debit (85%) 728
YOUR MONTHLY SAVINGS
$ 0

That's $0 back in your business bank account every year!

Fee Breakdown Comparison
Competitor $0.00 Zend Rate $0.00
Competitor Costs Zend Processing Costs

Calculation assumptions: 85% of volume and transactions are processed as Debit cards at 1.25% + 25¢. 15% of volume is processed as Credit cards at 1.5%. Interchange rates are subject to change and vary depending on card brand, card type, and transaction origin.

State-of-the-Art Processing Technology

We don't just save you thousands on rates. We give you tools that speed up your business operations and cash flow.

Next-Day Payouts

Stop waiting 3-5 days for your credit card batches to settle. Zend features industry-leading speed: transactions settle into your bank account the very next morning by 6:00 AM.

Real-Time P&L Dashboard

Get a bird's-eye view of your business health. Our portal logs every payment instantly and computes a real-time Profit and Loss statement, tracking raw volume, processing costs, and true net margins.

Modern Hardware & Tap-to-Pay

Equip your store or mobile teams with sleek, smart terminals. Accept chip cards, Apple Pay, Google Pay, and contactless tap payments. Everything syncs to a single unified digital ledger.

OPTIONAL BUSINESS ACCELERATOR

Automate Payments with Zend CRM

For just $100/month, connect your merchant account to our custom CRM built explicitly to rescue lost revenue and automate customer messaging.

  • ✓
    SMS Payment Notifications: Text checkout links directly to customers' mobile phones for rapid mobile tap payments.
  • ✓
    Smart digital invoicing: Build, customize, and email professional, itemized invoices in under a minute.
  • ✓
    Automated payment follow-ups: Let AI-driven sequences politely remind customers about overdue bills until they settle.
$100 / month
Z

Zend Billing

Automated SMS Agent

Hi Marcus! Your invoice from Reflection Co is ready. The total is $85.00. You can pay securely here: znd.pay/i/992A8
Just paid! Thanks for the text link, that was way easier than checking my email.
⚡ Payment Approved! Receipt #8812 has been sent to your email. Have a great day!
Text message... ➔

Start Keeping Your Revenue

Enter your contact info below. Our team will review your average transaction types and help you transition seamlessly to Zend rates.